1.  Get Prequalified

If you take stock of your finances and get prequalified for a loan, you will know what houses and options you can afford. Aho can recommend a lender, or you can work with your own.

You and your lender will discuss how much money you want or need to borrow and your eligibility for various loans. (Ask our preferred lenders about special incentives and programs.)

 

7.  Welcome Home!

2.  Find Lot/Select Plan

An Aho salesperson will help you identify the lot and plan that meet your needs. You may reserve your lot for 30 days with a refundable $1,000 deposit.

3.  Draw Up Papers

Consider your options, such as cabinetry, flooring, countertops and colors, and your Aho salesperson will price your house.

When you are ready to purchase your home, your lender will order an appraisal to ensure that financing is secure. Then, Aho will request a nonrefundable building deposit of $4000 to add to your lot deposit, which also becomes nonrefundable.

We will sign a contract that Aho will forward to an escrow company, and you or Aho will submit the contract to your lender to confirm approval.

4.  Let The Building Begin!

When your loan is approved and building deposit has been received, Aho will apply for a building permit. (This takes 1-30 days, depending on the jurisdiction.)

Your house will be ready 60-90 days after lumber is delivered to your lot.

5.  Almost Ready…

Aho will notify you and your lender of a completion date, allowing ample time for your lender to draw up papers and for you to prepare to move into your new home.

6.  Pick Up Your Keys

You will sign closing papers and receive your keys at your title company.